This is how I got a credit card limit up to 80K

Get credit card limit up to 80K– Friends you should know the tactics to get a credit card limit of your choice. However, if you have never used a credit card but you wish to have a credit card in your personal life, it’s a great choice to move ahead. Credit card approval for the first time may or may not be approved if you do not meet the criteria for the particular credit card.

Although, It’s easy for a salaried person or a business person to get the credit card approval instantly. When they choose credit card limit in keeping with the monthly income. But what if someone is neither a salaried person nor a business man, Can they get a credit card? Yes, They can also get a credit card, here is the process to apply for a credit care without income or salary proof.

Credit card limit up to 80K

To have 80 K credit limit on your credit card is really a good thing but initially it happens that you receive a credit card with the lowest amount. However, majority of bank does provide FD base or loan base credit card, Not an issue, if you are not a salaried person but if you have ever taken any loan such as Auto loan, Home loan, Two wheeler loan, Car loan, or personal loan, you are eligible to get a credit card.

But then question arises what if someone has never availed any kind of loan , They are also eligible to receive a credit card. But the fact is they can not get a credit card limit of their choice. However below you can check the credit card lists which you can apply without income proof.

Please note that you may need to keep patience until/unless you receive the credit card limit you want up to higher limit. I had to wait for At-least 5 months since I got a new credit card with the 80 k limit.

First of all I had opted for Flipkart pay later option and received the payment up to 10 k but then I made the payment on time, I reiterated the same process up to two or three more times. And when I applied for a credit card my credit card application were approved.

This is the tactics you can also apply to have a credit card application approved.

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Credit card limit up to 80K

The right way to apply for a credit card when your civil score is generated, it doesn’t take enough time to generate your civil score, Anyone can opt in for a kind of personal loan they might get from their bank. Or from any financial institutions, as per my knowledge, I believe that any taken loan leads your civil score after a particular time period.

for me, I took around 7 months to generate my civil score up to 750 which is good enough. Although, it was possible when I received the flipkart pay later. Below you can see my civil score

Please do not be in illusion, firstly you should try to generate your score so that it can lead towards higher limit on your credit card and also, higher chances are your card can be approved. Hope so this article might help you and if you have any questions, please join our telegram channel Or ask the question in comment section.