How to close hdfc bank account with negative balance online ?– Negative balance to impact negative in a Bank account, HDFC Bank provides stupendous services and those services might costly to maintain for an HDFC bank account holder,because of a certain average monthly balance requires to maintain on monthly basis, although AMB balance differs from City to Rural banking branch, and also on the balance non-maintenance; therefore Customer encounter the penalty charges with a certain amount of charges but seems like a Burden,
Not only penalty of charges but with the Banking services Customers might also confess a sort of issues that instigate them not to opt further banking services in a particular bank, so They think a right time to close the HDFC Bank account as per their convenient time, So in this article I deliver a simple and easy way to close your hdfc bank account in a couple of steps,
How to close hdfc bank account with negative balance online
Here I mention all possible ways to close a Bank account even if your account has negative Balance, But Please consider here at first is not an option to freeze a bank account online, Customers may need to get in touch with either a Bank representative officer or visit Your Home Branch,
Customers are advised to submit a combined account clouser form,this form can be obtained via Online or they can get from branch itself,Now you please tackle following modalities to accomplish this concern,
Steps to complete account closing request in HDFC Bank
- Firstly Check if Your bank account has negative balance with a certain amount,then immediately deposit that certain amount to get in equal to maintenance(to settle the amount) and to proceed closing request further,
- Note please,withdraw amounts in case of extra parked funds in that Bank account; to complete it use Net-banking or mobile banking and transfer all available balance to other bank accounts through IMPS or NEFT, because account balance should be Zero,
- Next procedure to approach the Bank executive and to submit that account closer application form, please ensure that all details are filled in that form accurately,
- If you are asked to provide your Identity cards, passbook, chequebook,Debit card, so return all these as per demand of Bank representative, else follow the same you are advised to.
- After submission of all essential documents,please ensure to get an acknowledgement slip that reveal the request of closing your bank account for future reference, after all, your bank account will be closed within 3 to 10 working days,
- You can seek help from the bank representative Phone-banking officer by calling HDFC bank helpline number 1800221006 for assistance in case of any difficulty during/after form submission and can recite your concern or complaint to them,
Download account closer essential form here
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